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Did the Community Reinvestment Act lead to risky lending?

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View more figures from National University of Singapore

View the page of Sumit Agarwal

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Sumit Agarwal discusses exogenous variation in banks’ incentives to conform to the standards of the Community Reinvestment Act (CRA) around regulatory exam dates to trace out the effect of the CRA on lending activity.

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Image courtesy of interviewee. July 5, 2023

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